Smart Money

Looking to save more money, get out of debt, or start investing? You’re in the right place, mama! Here you’ll find strategies and tips from real moms and personal finance experts.

woman sitting on stone wall overlooking city after her financial awakening

Female Financial Awakening: Powerful Stories From Real Women

Recently, I wrote about the significant retirement savings gap between men and women. Women have less than 1/3 saved for retirement than their male counterparts, and it means many women face severe difficulties when life throws them financial curve balls and that women are far more likely than men to live in poverty in retirement. But …

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old rusty car as a symbol of the worst finance advice we have heard

The Worst Financial Advice We’ve Ever Heard

When it comes to money, we all have questions. Unfortunately, not everyone has good answers. And if you don’t have a solid foundation of financial knowledge, it can be hard to tell the worst financial advice from the best. And when we can’t trust our financial advisors, the water gets even muddier. Some financial advice …

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a large house sitting on land shows the trust cost of home ownership

Why Our Home Is An Expense, Not An Investment

I am a big believer that your house is not an investment, but an expense.  For many American families, whose home is the biggest component of their net worth (total assets minus total liabilities), this is a tough pill to swallow.  Families convince themselves to make expensive upgrades to their home because it is an …

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