Looking to save more money, get out of debt, or start investing? You’re in the right place, mama! Here you’ll find strategies and tips from real moms and personal finance experts.
Have you ever looked at your mortgage agreement or bank statement and felt confused? Or wondered why your student loan balance just wouldn’t go down, even when you are paying your bill every month? Then this month is for you. Only 20% of American adults have received any financial literacy training. Want to get better …
Think frugal living is just for unhappy cheapskates? Heck no! Being frugal is for anyone who wants to reach their money goals while still spending on the things that matter to them. To be frugal and save money you don’t have to reuse paper towels, skip flushing the toilet (ew!), or only eat ramen noodles. …
Saving an emergency fund is the first step on the path to financial security. Life is full of the unexpected, and until our wallets can roll with the punches, we’ll always be worried about what tomorrow will bring. If you want to break the cycle of money stress, this is where you should start. Read …
Bitcoin and other forms of cryptocurrency have taken over financial news media the past several months. First for soaring up from $1,000 at the start of 2017 to over $19,000 at the close, and now for crashing back down over 50% so far in 2018. A volatile investment with the potential of making one rich …
Everything You Need to Know About Cryptocurrency Read More »
As online shopping has grown massively in recent years, more and more businesses have popped up to help you save money online. In my opinion, the most valuable of these businesses are cash-back services that put real cash directly back in your wallet. I’ve been a flag-waving user of Ebates for a long time. But …
Finding the Best Cash-Back Service: Ebates vs. BeFrugal Read More »
Gym memberships are often the first on the cut list for personal finance bloggers and frugal families. And for good reason. There are plenty of free ways to work out at home and 67% of people with gym memberships never use them. But with January coming, many of us will be signing up for shiny …
Why Gym Memberships Don’t Have to Be A Waste of Money Read More »
What would you do with your life if you didn’t have to work for money? What sacrifices would you be willing to make in the near term to allow you to retire years before the “traditional retirement age” of 65? These are the types of questions that have driven the FI/RE, financial independence/retire early, movement. …
What is FI/RE? The Basics of Financial Independence Read More »
E-commerce is a blessing for busy parents, but are we taking the convenience for granted and not doing our best to save money online shopping? Besides groceries, Daddy Fish and I do almost all our shopping online. While we used to just automatically order through Amazon or during sales at online retail stores, we have …
Big financial goals are naturally long-term. We work hard and chip away at them, bit by bit, dealing with the “two steps forward, one step back” dance of life. On the toughest days, it is easy to fall into the trap of believing that the rich and successful were either born that way or managed …
Being frugal, conscious spenders a great way to avoid debt and build wealth, but it isn’t always easy. Being frugal means having a good sense of the things you really need, getting the best price for them (while balancing real value), and not spending money on all those things you don’t need. A roof over …
