Investing

What teachers need to know about 403(b)s

A Teacher’s Guide to 403(b)s: What You Need to Know

Teachers are amazing at so many things. We facilitate curriculum, lead meetings, administer tests, communicate with families, and challenge students to be the best version of themselves. We counsel, mediate, inspire, even entertain. But for everything that we’re fantastic at, there’s one thing teachers don’t always excel at – money. Sure, we spend tons of …

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how to know when you've saved enough for retirement

Defining Your Coast Level Retirement Savings

What if you could save aggressively for retirement while you’re young, then simply stop and let the power of compound growth do its thing while you pursued careers and businesses you loved? That’s what reaching coast level retirement savings is all about. When I chose to leave investing to grow the blog, financial independence took …

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Saving for Retirement When You're Self Employed

How To Save For Retirement When You’re Self-Employed

Saving for retirement when you’re traditionally employed is pretty straightforward. But when you run your own business? Things get more complicated. Luckily, you have options. And my friend Justin Pritchard, a CFP® (Certified Financial Planner), has stopped by to help us break them down.  When you work for a large company, a Human Resources department takes …

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Ways to start investing without a lot of money

How to Invest When You Aren’t Already Rich

Savings alone usually isn’t enough to help you reach your financial goals. Retirement, paying for college, buying a house. You’ll get there faster and have more success if you invest. But getting started can feel impossible when you don’t have a lot of money. For example, Vanguard is my favorite investment manager and the top …

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Frequently Asked Questions about the Three-Fund Portfolio

Frequently Asked Questions About The Three-Fund Portfolio

Recently I wrote about the three-fund portfolio. A simple, well-diversified investment strategy that is easy to manage and can be achieved with low-cost funds. However, for such a simple investment strategy, people have a lot of questions about the three-fund portfolio! And this is good! You should never use an investment strategy you don’t understand. …

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couple walking on beach holding hands trying to understand social security payments

How Much Can You Expect From Social Security?

Social Security is an important government program that acts as a retirement safety net for many Americans today. 70% of current American workers believe Social Security will be a major income source in retirement, while 25% believe it will be their primary source of income. A hefty amount of faith in a government insurance system. …

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three-fund investment portfolio light bulb moment

The Three-Fund Investment Portfolio: The Beauty of Simplicity

When people picture investing, they picture a red-faced Gordon Gekko screaming trades over the phone or a chaotic stock market floor where you could just as easily lose your life savings as watch it grow it each and every day. But please, please, let’s change the picture. Investing doesn’t have to be complicated. In fact, …

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woman sitting on beach in bikini while earning passive income

Make Money While You Sleep: The Basics of Passive Income

Would your life be easier with a few more dollars in your pocket? Do you want to make money like the rich? I’ll tell you a secret. You can start today! Earning money like the rich has nothing to do with securing that next promotion or becoming a doctor, lawyer, or CEO. It isn’t about …

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