Budgeting

10 Things to do before creating a budget

10 Things To Get Right Before Creating A Budget

Creating a budget can seem like a huge undertaking, especially if you’ve failed at getting control of your spending in the past. Ideally, a budget will be there to help save money and give you a feeling of control over where your hard earnings end up. But to make your efforts successful, there are a few …

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how to plan for unexpected expenses journal and doodles

Budget Busters: How to Plan for Unexpected Expenses

There is nothing worse when you are working on keeping a budget than an unexpected expense.  You think you’re being responsible, you’re even meal planning (ugh!), and then the car needs new brakes and out comes the dreaded credit card.  Back in debt when you thought you were being financially smart!  And next, the spiral. For most …

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Top Budget Mistakes & How to Avoid Them

Top 10 Budgeting Mistakes (& How to Avoid Them)

Budgeting isn’t rocket science, but it does require changing long-established habits which sometimes feels just as hard.  People make lots of mistakes that throw them off track.  If you have budgeted before, you may know the feeling of immense struggle after you set the budget up exactly as the gurus said and it STILL doesn’t …

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