EVERYTHING YOU NEED TO PREPARE FOR YOUR LITTLE ONE

New Mama Money Plan

Get a clear picture of the money plan for your growing family - from onesies and daycare to estate plans - so you can relax and focus on your new bundle of joy.

NMMP iPad Mockup
NMMP iPad Mockup

Becoming a Parent Changes Everything - Especially Your Money

New babies are amazing, exciting blessings. As you prepare for your family to get bigger, you fall into the absolute joy of looking at adorable baby clothes, picking the perfect crib, and imagining what your little one is going to look like.

But it doesn’t take long for your mind to start to spin about all the ways your life is about to change and all the decisions you need to make. Especially as every news article and well-meaning friend wants to tell you how expensive it is to have and raise a baby. (Helpful.)

In those moments, when your mind is running away with you, the hardest part is the unknown. What do you really need to do? And since you’re already a great mom, you worry about doing anything wrong, leaving your child unsafe, or seeing them not have something they need to develop.

Unfortunately, there is a whole industry out there built on playing off your new mama fear. Selling you things you don’t need while ignoring some of the things you need most – like life insurance, an emergency fund, and reliable childcare. Often, that results in extra financial stress and lots of clutter. (Like, so much clutter.)

Every mom needs a money plan that considers not just your baby’s first few months – but your family’s long-term needs. Including having a healthy, happy mama.

New babies are amazing, exciting blessings. As you prepare for your family to get bigger, you fall into the absolute joy of looking at adorable baby clothes, picking the perfect crib and imagining what your little one is going to look like.

But it doesn’t take long for your mind to start to spin about all the ways your life is about to change and all the decisions you need to make. Especially as every news article and well-meaning friend wants to tell us how expensive it is to have and raise a baby. (Helpful.)

In those moments, when your mind is running away with you, the hardest part is the unknown. What do you really need to do? And since you’re already a great mom, you worry about doing anything wrong, leave your child unsafe, or see them not have something they need to develop.

Unfortunately, there is a whole industry out there built on playing off your new mama fear. Selling you things you don’t need while ignoring some of the things you need most – like life insurance, an emergency fund and reliable childcare. Often, that results in extra financial stress and lots of clutter. (Like, so much clutter.

Every mom needs a money plan that considers not just your baby’s first few months – but your family’s long-term needs. Including having a healthy, happy mama.

That's why you need a New Mama Money Plan. To guide you through all the unknowns and create a simple plan to follow so you can afford what you need without stress.

With the New Mama Money Plan, you’ll create a comprehensive spending plan for your baby’s first year and develop a plan that will keep your baby well cared for, no matter what happens. Without having to turn to Dr. Google 57 million times.

Don't spend hours awake at 1 AM searching the internet for the answers to your questions. Find everything you need in one place with the New Mama Money Plan and get some sleep. (You'll need it.)

Here's What's Inside, Mama...

Baby Budget Planner

The New Mama Money Plan has a detailed section on creating a baby budget for your little one’s first year! (Not just those initial newborn days.)

This section is broken into four parts: Planning for Baby Expenses, Planning for Medical Expenses, Creating an Emergency Fund, Baby & Your Budget: 1 Year Spending Plan.

Family Financial Security

As a parent, you need to keep your family safe no matter what. That means creating a complete emergency & estate plan.

This section is broken into three parts: Life Insurance, Effective Estate Planning, and Creating Your Family Emergency Binder.

Easy-to-Use Worksheets to Customize Your Plan

The New Mama Money Plan has clean, easy to complete worksheets throughout to allow you to create a customized plan for your family. Print it out and complete by hand, or fill it in on your computer or tablet with Adobe Reader.

Questions the New Mama Money Plan Answers...

The New Mama Money Plan is a must-have if...

Where You've Seen Smart Money Mamas

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Create a Stress-Free Money Plan to Welcome Your New Baby!

When you purchase the New Mama Money Plan, it will be delivered via email immediately after purchase.

New Mama Money Plan

Financial Plan for Your Baby's First Year

NMMP-Main
$ 27 One-Time
  • Includes Full New Mama Money Plan
  • Create a Baby Budget
  • Plan for Medical Expenses
  • Life Insurance & Estate Planning

Frequently Asked Questions

When you’re a new mom, there are so many decisions to make and things to plan for. Many of us spend hours and hours on the internet, trying to uncover what we’re supposed to do. Spending money on special baby things we might need, just in case.


But here’s the thing… You don’t know what you don’t know.


You can search for answers to the questions you know you’re supposed to ask and read reviews until your eyes glaze over. But this is your first time being a mom. And there are so many things that you’ll only realize as they arise.


Unless you have the New Mama Money Plan.


The New Mama Money Plan will give you one place to find answers to the most important questions and create a budget and financial plan to best suit your family’s needs with easy-to-follow worksheets.


You’ll be able to skip wasting money and registry space on baby things that will just clutter your home and focus on creating a strong foundation for you and your kiddo.


Grab your New Mama Money Plan & get the support you deserve!

As you prepare to be a mom - financially, emotionally, and physically – there is so much to learn. And while the New Mama Money Plan has many of the financial details inside, when you’re learning a lot, it can be helpful to have the steps broken down into smaller pieces and the details explained to you via video or audio.

With the New Mama Money Plan Course, we’ll guide you through each section of the plan together. Explaining what decisions you need to make and what to consider as you make them. Instead of trying to tackle the whole Money Plan at once, you can have support going through it step-by-step.

In addition, you’ll get our Post-Baby Work Plan to help you plan your maternity leave or transition to being a stay-at-home mom. This plan has three sections: (1) Paid Maternity Leave, (2) Unpaid Maternity Leave, and (3) Becoming a Stay-at-Home Mom. Depending on your family’s goals, you can lay out how you’ll manage your career and motherhood in a way that works for you.

Don’t worry, the course has videos about the Post-Baby Work Plan as well!

P.S. We’ve also included plenty of details that we couldn’t fit in the planner without making it absurdly long.
No! Between medical costs, time off of work, and the things our babies need, bringing a little person into this world can be expensive. Not to mention when they’re old enough to need childcare…

By purchasing the New Mama Money Plan now, you’ll be able to save for your family’s money goals for a longer period of time, making you better prepared – and less stressed! – when you do get pregnant.

Grab your New Mama Money Plan now and get started!

Yes! While a few elements won't be relevant to you - such as delivery and maternal care costs - the New Mama Money Plan is designed to help any new parent of a newborn adjust to parenthood financially.

There are many financial aspects of motherhood in the U.S. that are unique when compared to other countries. From the lack of universal healthcare and paid maternity leave to expensive childcare.


While the New Mama Money Plan will help you think through your baby budget and estate plans, this product is designed for the U.S. system and some elements won't be applicable.


If you would like to view the product and see if it works for you, we have a 30-day money-back guarantee. Simply purchase and flip through the planner. If it isn't a good fit, email us at hello[@]smartmoneymamas.com for a refund.

Absolutely! The New Mama Money Plan is an excellent gift for your loved ones expecting a new baby. When you click to purchase there will be a blue link that says, "Is this a gift? Click here!" That will allow you to purchase the New Mama Money Plan  or Course Bundle as a gift.

No, the New Mama Money Plan is a digital PDF document. It will be delivered to you immediately after purchase (or on May 6th, 2021 if you place a pre-order.)

If you purchase the New Mama Money Plan Course bundle, you'll access the course as well as the digital documents for the New Mama Money Plan and Post-Baby Work Plan online via our course platform. Details will be delivered to your email.

We would never want you to be unhappy! If you are unsatisfied with the New Mama Money Plan, contact us at hello[@]smartmoneymamas.com in the first 30 days and we will give you a full refund.

You can email us at hello[@]smartmoneymamas.com! We would be happy to assist you and will respond as soon as possible.

Hi, I'm Chelsea!

I’m the founder of Smart Money Mamas and its monthly membership community, the Motivated Mama Society. I am dedicated to changing the way we talk about money, helping moms connect with all aspects of their money in a way that lets them overcome emotional blocks, identify what they most want, and create the healthy money habits that let them achieve their biggest goals. All while modeling positive money relationships for the next generation.

I want to help you start your parenting journey on the right financial foot. That’s why I created the New Mama Money Plan, combining all my knowledge of our money systems and my experience as a mom of two.

Start financially preparing for your growing family right now!

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