Insurance

5 Myths About Wills & What Parents Need to Know

This post is sponsored by Tomorrow.me. As always, opinions expressed are entirely my own. Let’s be honest. None of us like to think about estate planning. Our own mortality is a scary thing. So, we convince ourselves that there is plenty of time to wait. “I’m young and healthy, I don’t need a will.” “I …

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5 Sites That Make Term Life Insurance Easy & Affordable

Is getting life insurance on your to-do list? If someone relies on your income, or you’re a stay-at-home mom, it certainly should be! Luckily, you can buy life insurance online and all you need to do to get started is fill out a 10-minute application. You read that right. An hour-long conversation with an agent …

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Disaster Preparedness Lessons from Harry Potter

How to Be Better Than Wizards At Disaster Planning

We’re huge Potter nerds in our house. There’s so much to learn from the incredible series. True friendship, bravery, love. Why we need to fight evil and injustice. But one place where the magical world seemed woefully inadequate? Their disaster and estate planning. For a world fighting the ultimate evil, and with the experience and …

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Preparing financially for death of a spouse

Losing My Husband And Financial Security To An Unexpected Death

Today’s post is an emotional and powerful one. As you may know, the In Case of Emergency Binder is incredibly important to me and the site’s mission. I want to help all families get prepared, just in case. To remove even a little bit of stress for our kids and loved ones if anything was to …

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Parent holding baby's small hand

Why Stay-At-Home Parents Need Life Insurance (& How To Get It)

When deciding how much life insurance you need, the critical factor is typically current and future income. But what about families, like mine, where one spouse doesn’t earn a traditional income? Elementary math taught us that anything times zero equals zero. So, can stay-at-home parents skip life insurance? No. The loss of a stay-at-home parent …

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Why you need long-term disability insurance

Long-Term Disability Insurance: A Financial Knight in Shining Armor

Last month, I received a very sad call. My first boss on Wall Street had passed away after an almost three year battle with brain cancer. He was in his early 50s. My boss was an incredibly kind man who taught me a lot, but one of the most valuable things he taught me was …

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filling out life insurance paperwork after deciding between whole life insurance and term life insurance

Whole vs. Term Life Insurance: Let’s Do the Math!

Whole life insurance has to be one of the most universally hated products by the personal finance community. However, despite the scorn, whole life insurance is still sold broadly by any financial advisors and insurance agents, driven largely by its very juicy commission rate. Buyers are led to believe the policy’s investment benefits outweigh the …

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