It’s officially November. The leaves are on the ground, the air is chilled, and Halloween candy wrappers are stashed randomly around the house. And amid all this fall bliss, open enrollment season is kicking off. The time of year where HR departments send out jargon-heavy emails, healthcare companies mail confusing documents on coverage levels, and …
9 Tips to Optimize Your Benefits During Open Enrollment Read More »
This post is sponsored by Tomorrow.me. As always, opinions expressed are entirely my own. Let’s be honest. None of us like to think about estate planning. Our own mortality is a scary thing. So, we convince ourselves that there is plenty of time to wait. “I’m young and healthy, I don’t need a will.” “I …
Is getting life insurance on your to-do list? If someone relies on your income, or you’re a stay-at-home mom, it certainly should be! Luckily, you can buy life insurance online and all you need to do to get started is fill out a 10-minute application. You read that right. An hour-long conversation with an agent …
5 Sites That Make Term Life Insurance Easy & Affordable Read More »
We’re huge Potter nerds in our house. There’s so much to learn from the incredible series. True friendship, bravery, love. Why we need to fight evil and injustice. But one place where the magical world seemed woefully inadequate? Their disaster and estate planning. For a world fighting the ultimate evil, and with the experience and …
How to Be Better Than Wizards At Disaster Planning Read More »
Today’s post is an emotional and powerful one. As you may know, the In Case of Emergency Binder is incredibly important to me and the site’s mission. I want to help all families get prepared, just in case. To remove even a little bit of stress for our kids and loved ones if anything was to …
Losing My Husband And Financial Security To An Unexpected Death Read More »
When deciding how much life insurance you need, the critical factor is typically current and future income. But what about families, like mine, where one spouse doesn’t earn a traditional income? Elementary math taught us that anything times zero equals zero. So, can stay-at-home parents skip life insurance? No. The loss of a stay-at-home parent …
Why Stay-At-Home Parents Need Life Insurance (& How To Get It) Read More »
When I was 15-years-old, my grandfather was diagnosed with Stage 4 colon cancer. He was 64. To say this was a shock would be a drastic understatement. My grandfather was a healthy, active guy. He had just finished putting a new roof on the barn for my grandmother. If he hadn’t hurt his back shoveling …
Last month, I received a very sad call. My first boss on Wall Street had passed away after an almost three year battle with brain cancer. He was in his early 50s. My boss was an incredibly kind man who taught me a lot, but one of the most valuable things he taught me was …
Long-Term Disability Insurance: A Financial Knight in Shining Armor Read More »
Whole life insurance has to be one of the most universally hated products by the personal finance community. However, despite the scorn, whole life insurance is still sold broadly by any financial advisors and insurance agents, driven largely by its very juicy commission rate. Buyers are led to believe the policy’s investment benefits outweigh the …
Whole vs. Term Life Insurance: Let’s Do the Math! Read More »
When I was pregnant with Fuss Fish, it seemed like every single person on the planet wanted to sell me something. Every Facebook ad, Pinterest post, and mom blog had something I absolutely needed to buy. It was like the marketers could smell my desire to do everything right for my baby boy. Mostly, I …
